A long-term investor with a fondness for unglamorous numbers.

I write for people building a quieter portfolio: sound properties, conservative leverage, clear assumptions, and fewer surprises. Carter Capital Analytics is my field notebook for the work.

My career has been built on translating complexity into clarity. As Finance Manager, I provide financial planning and analytical support across diverse Real Estate Management Services portfolios, helping institutional clients make better decisions through rigorous modeling and variance analysis. In conjunction, I lead FP&A processes, managing budgets, and mentoring finance teams—work that continues to teach me the discipline of aligning strategy with operational reality. 

Earlier in my career and currently, I work in public accounting tax compliance, preparing multi-state returns and advising clients on tax strategy. Much of that work has centered on real estate investors—individuals and partnerships navigating depreciation strategies, cost segregation studies, 1031 exchanges, and the nuances of passive activity loss limitations. I’ve helped high-net-worth clients structure acquisitions to maximize tax efficiency, model the impact of bonus depreciation on cash flow, and plan exits that minimize gain recognition. Real estate tax strategy isn’t glamorous, but it’s where deals are won or lost on the margins. Understanding the interplay between acquisition structure, financing, and tax treatment has shaped how I evaluate properties—not just for their operating performance, but for their after-tax returns and long-term wealth-building potential. 

This foundation has taught me to ask hard questions, challenge assumptions, and insist on documentation. It also revealed a gap: most rental property analysis tools treat taxes as an afterthought, if they address them at all. I built this rental property analyzer because I couldn’t find the tool I wanted—something that respects the messiness of real estate, accommodates conservative assumptions, and doesn’t pretend certainty where none exists. This isn’t about chasing deals or inflating projections. It’s about giving serious investors a framework to evaluate properties with rigor and intellectual honesty. 

If you’re looking to build wealth through real estate without the noise, you’re in the right place.